There are two types of settlement in worker’s compensation. They are a stipulation with request for award (Stip) and a compromise and release (C&R).

You are entitled to a Stip under law if your injury is work related. You will get a permanent disability settlement, based on the doctor’s rating of your injury, and then medical treatment for the life of your injury.

A C&R can be negotiated. This is a lump sum type settlement, where the employer wishes to buy their peace, and they offer you money to cover your permanent disability and future medical care and other benefits you may be entitled to. With this type of settlement, you take the lump sum award and seek treatment on your own. You would no longer be able to treat with the employer’s doctors for your injuries, and rather, take the monies you received to treat on your own.